Tools and Resources
Wealth Tools
SoFi Checking and Savings Accounts
SoFi is a mobile-first online bank account. I highly recommend SoFi Banking products because not only do they have a beautiful User Interface (UI), they offer a large range of benefits including:
- 4.3% APY on your Savings & Vaults balances with active qualified direct deposit
- No account fees
- Enjoy unlimited free ATM withdrawals at over 55,000 AllPoint In-Network ATMs
SoFi Mastercard
SoFi Credi Card has some great introductory offers including 3% cash back for a year and then an unlimited 2% after as well as a $250 potential sign up bonus *when you fund an Invest Account as well as checking and savings. It also provides the following benefits -
- $0 Annual Fee
- Lower credit score minimum to apply
- No Foreign Transaction Fees
- APR reductions after making 12 monthly on-time payments of at least the minimum due
- Get Lyft $5 monthly credits, a free annual membership to Shoprunner, a 3-month free trial of DashPass, and more rewards.
- Get up to $1,000 of complimentary cell phone insurance coverage.
SoFi Invest
I aboslutely love SoFi's investing platform. They offer many sign up rewards incentives, you can trade EFTs, stocks, invest in IPOs, and even crypto without the commission fees.
- Commission-free stock, ETF, and options trades
- Fractional shares available.
- Cryptocurrency trading
- $1 account minimums
Personal Loan
I have a personal loan with SoFI not only because I bank with them, but because they offer competitive fees, they have an easy application process, and did I mention how much I loved their user interface? To sum it up, they offer -
- No fees (origination or pre-payment)
- Low rates
- Easy Application
Student Loan
If you have a student loan, especially if they're private loans, consider refinancing! SoFi offers competitive fixed rates, no fees, and an easy application process.
- An easy application with the ability to check to see if you qualify without affecting your credit score via a hard pull
- Fixed Rates
- No fees
List of Services
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Dun & BradstreetList Item 1
I spoke about this tool in my blog, "Advanced: 5 Wealth-Building Goals to Set for Financial Success". I recommend this as a resource get started on your financial literacy journey. It's a great site as a resource to better understand business credit. your competitors' business credit, and data analytics.
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NavList Item 2
I spoke about this tool in my blog, "Advanced: 5 Wealth-Building Goals to Set for Financial Success". I recommend this as a resource get started on your financial literacy journey. It's a great site as a resource to better understand business credit. your competitors' business credit, and data analytics.
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Zen BusinessList Item 3
I spoke about this tool in my blog, "Advanced: 5 Wealth-Building Goals to Set for Financial Success". I recommend this as a resource get started on your financial literacy journey. It's a great resource to create a business.
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Stripe AtlasList Item 4
I spoke about this tool in my blog, "Advanced: 5 Wealth-Building Goals to Set for Financial Success". I recommend this as a resource get started on your financial literacy journey. It's a create resource to utilize to start a company.
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Harbor Compliance
I spoke about this tool in my blog, "Advanced: 5 Wealth-Building Goals to Set for Financial Success". I recommend this as a resource get started on your financial literacy journey. It's a great resource to use to understand rules and regulations on a state and federal level.
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Retirement Calculator
We created a retirement calculator to help illustrate the importance of understanding how your money grows (or doesn't) over time. Check out our blog and follow along with us as we plan out our retirement!
https://www.richoctopus.com/how-much-do-you-need-to-retire
Copyright Rich Octopus 2023